The Reality of Tunisian Insurance Sector development: Organizational Structure
Author (s)
Mohamed Iheb Hathat & Ahmed Hessen Abdelaal Amar
Abstract
This study explores the development of the Tunisian insurance sector, focusing on its organizational structure. Through a mixed-methods approach, the research examines the historical evolution, regulatory impacts, and structural changes. Findings indicate that late 20th-century liberalization policies increased competition and product diversity while adopting advanced regulatory frameworks like Solvency II enhanced risk management and financial stability. Strategies and innovations have improved service delivery and operational efficiency, and decentralized organizational structures have boosted agility and market responsiveness. However, market concentration and regulatory enforcement challenges persist, limiting the sector’s full potential. This study provides valuable insights for policymakers, industry professionals, and investors in the Tunisian insurance market.
Keywords: Tunisian insurance sector, organizational structure, market liberalization, regulatory frameworks, risk management, operational efficiency, market concentration.
| Title: | The Reality of Tunisian Insurance Sector development: Organizational Structure |
|---|---|
| Author: | Mohamed Iheb Hathat & Ahmed Hessen Abdelaal Amar |
| Journal Name: | International Journal of Science and Business |
| Website: | ijsab.com |
| ISSN: | ISSN 2520-4750 (Online), ISSN 2521-3040 (Print) |
| DOI: | https://doi.org/10.58970/IJSB.2442 |
| Media: | Online |
| Volume: | 40 |
| Issue: | 1 |
| Issue publication (Year): | 2024 |
| Acceptance Date: | 06/07/2024 |
| Date of Publication: | 18/07/2024 |
| PDF URL: | https://ijsab.com/wp-content/uploads/2442.pdf |
| Free download: | Available |
| Page: | 19-49 |
| First Page: | 19 |
| Last Page: | 49 |
| Paper Type: | Research paper |
| Current Status: | Published |
Cite This Article:
Hathat, M. I. & Amar, A. H. A. (2024). The Reality of Tunisian Insurance Sector development: Organizational Structure, International Journal of Science and Business, 40(1), 19-49. DOI: https://doi.org/10.58970/IJSB.2442
Retrieved from https://ijsab.com/wp-content/uploads/2442.pdf
About Author (s)
Mohamed Iheb Hathat (Corresponding Author), Doctor, School of Insurance and Economics, University of International business and economics (UIBE), Beijing, China. ORCID: https://orcid.org/0009-0006-3557-7725.
Ahmed Hessen Abdelaal Amar, PhD student at University of International Business and Economics (UIBE), Beijing, China. & Assistant lecturer, Assiut University, Egypt.
DOI: https://doi.org/10.58970/IJSB.2442