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Environmental and Individual Determinants of Entrepreneurial Growth Md Arifuzzaman

Environmental and Individual Determinants of Entrepreneurial Growth

Author (s)

Md Arifuzzaman

Abstract

Entrepreneurial growth is predicted to be related to micro variables (motivations) and macro variables (infrastructure elements) but in a differential way. Infrastructure variables are tested as moderators in the motivation-growth relationship. Motivations are further categorized into internal pull and external push factors. A rich sample of 405 recently- minted entrepreneurs in a privatizing economy (Bangladesh) was surveyed. Results essentially confirmed the predictions, with motivations playing a larger role than anticipated. Implications were discussed for policymakers charged with the responsibilities of economic development through entrepreneurship.

 Keywords: Internal pull factors, External push factors, Determinants, Motivation-Growth Relationship, Entrepreneurial Growth.

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Title: Environmental and Individual Determinants of Entrepreneurial Growth
Author: Md Arifuzzaman
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.3980712
Media: Online & Print
Volume: 4
Issue: 8
Acceptance Date: 12/07/2020
Date of Publication: 12/08/2020
PDF URL: https://ijsab.com/wp-content/uploads/583.pdf
Free download: Available
Page: 113-126
First Page: 113
Last Page: 126
Paper Type: Research Paper
Current Status: Published

Cite This Article:

Md Arifuzzaman (2020). Environmental and Individual Determinants of Entrepreneurial Growth. International Journal of Science and Business, 4(8), 113-126. doi: https://doi.org/10.5281/zenodo.3980712

Retrieved from https://ijsab.com/wp-content/uploads/583.pdf

 

 

About Author (s)

Md Arifuzzaman, Business School, University of International Business and Economics (UIBE), Beijing, China.

 

 

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DOI: https://doi.org/10.5281/zenodo.3980712

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Determinants of Profitability of Commercial Banks in Bangladesh Rokibul Hasan Sakib and Dewan Azmal Hossain

Determinants of Profitability of Commercial Banks in Bangladesh

Author (s)

Rokibul Hasan Sakib and Dewan Azmal Hossain

Abstract

This report focuses on the determinants of profitability of 30 DSE listed Commercial banks of Bangladesh from 2010 to 2017. The analysis part of this paper includes multiple regressions to determine impact of significant variables on profitability. The findings of this paper suggests that the net interest margin ratio (NIM), Asset size (LOGA), the ratio of operating expense (OPEX) are significant against the dependent variable called Return on Equity (ROE). Interest income is main source of income for banks. The finding suggests that if asset size increases, return on equity (ROE) will decrease and if operating expense ratio increases, return on equity decreases.  Additional analysis is done in return on assets (ROA) and return on operating assets (ROOA) to justify whether the results meet with the main analysis.  The findings of this study suggest that commercial banks should be more careful while giving loans with diversified portfolio maintenance.

 Keywords: Determinants, profitability, portfolio, performance, Commercial banks, Bangladesh.

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Title: Determinants of Profitability of Commercial Banks in Bangladesh
Author: Rokibul Hasan Sakib and Dewan Azmal Hossain
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.3965656
Media: Online
Volume: 4
Issue: 9
Acceptance Date: 26/07/2020
Date of Publication: 29/07/2020
PDF URL: https://ijsab.com/wp-content/uploads/586.pdf
Free download: Available
Page: 1-16
First Page: 1
Last Page: 16
Paper Type: Research Paper
Current Status: Published

Cite This Article:

Rokibul Hasan Sakib and  Dewan Azmal Hossain (2020). Determinants of Profitability of Commercial Banks in Bangladesh. International Journal of Science and Business, 4(9), 1-16. doi: https://doi.org/10.5281/zenodo.3965656

Retrieved from https://ijsab.com/wp-content/uploads/586.pdf

 

About Author (s)

Rokibul Hasan Sakib (Corresponding author), Post graduate student, Department of            Accounting & information Systems, University of Dhaka, Dhaka-1000, Bangladesh

 Dewan Azmal Hossain, Department of Accounting & Information Systems, University of   Dhaka, Dhaka-1000, Bangladesh. ORCID iD: https://orcid.org/0000-0002-2311-6941

 

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DOI: https://doi.org/10.5281/zenodo.3965656

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Determinants of Microfinance Sustainability and Outreach to the Poor: Evidence from Microfinance Institutions in Sub-Saharan Africa Alier Maker Ghai Duk

  Determinants of Microfinance Sustainability and Outreach to the Poor: Evidence from Microfinance Institutions in Sub-Saharan Africa

Author (s)

Alier Maker Ghai Duk

Abstract

Poverty eradication is a continuous global incident, however the global severity have never been the same, on that specific note, developing countries such as Sub Saharan Africa countries (SSAC) with wide scale poverty prevalence have employed various poverty reduction institutions such as microfinance institutions as appropriate mechanisms to remove many poor people from poverty trap. A sample of 200 microfinance institutions from 30 Sub Saharan African countries was taken for research investigation with three-stage least square (3SLS) method adopted as appropriate model for investigation, the fondness is owing to the fact that the 3SLS is an amalgamation of the 2SLS and seemingly unrelated regressions (SUR) which produces more efficient results. From our result, as evidence suggest, there is enormous disagreement between sustainability and outreach of MFIs mission as regression results interestingly demonstrates trade-off between sustainability indicators and outreach indicators among MFIs in Sub Saharan Africa. Furthermore, from regression outcome, we found no complementary relationship between sustainability and outreach,  additionally as evidence further suggest, we see that, the degree of different of coefficient on influence of sustainability on outreach is slightly bigger compare to degree of influence of outreach on sustainability, from that view, we deduced that concentrating on sustainability in Sub Saharan Africa is tremendously dangerous to the social goal of microfinance institutions, this therefore concurred with the mission drift emphasized in most literatures. We have also been able to identify major institutional determinants of sustainability and outreach as yield, loan portfolio, operating expense and not-for-profit, the results are particularly important to policy makers and institutional managers in deciding matters of outreach and sustainability. furthermore, by Looking at the possibility on whether MF can lead to poverty alleviation, we found no substantial evidence in support of the fact that microfinance institutions can be final panacea for poverty alleviation in Sub Saharan Africa.

Keywords: Determinants, Sustainability, Outreach, Microfinance, Sub Saharan Africa.

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Title: Determinants of Microfinance Sustainability and Outreach to the Poor: Evidence from Microfinance Institutions in Sub-Saharan Africa
Author:

Alier Maker Ghai Duk

Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.3839937
Media: Online
Volume: 4
Issue: 6
Acceptance Date: 20/05/2020
Date of Publication: 22/05/2020
PDF URL: https://ijsab.com/wp-content/uploads/552.pdf
Free download: Available
Page: 21-43
First Page: 21
Last Page: 43
Paper Type: Research Paper
Current Status: Published

Cite This Article:

Alier Maker Ghai Duk (2020). Determinants of Microfinance Sustainability and Outreach to the Poor: Evidence from Microfinance Institutions in Sub-Saharan Africa. International Journal of Science and Business, 4(6), 21-43. doi: https://doi.org/10.5281/zenodo.3839937

Retrieved from https://ijsab.com/wp-content/uploads/552.pdf

 

About Author (s)

Alier Maker Ghai Duk, School of International Trade and Economics, University of International Business and Economics (UIBE), China.

 

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DOI: https://doi.org/10.5281/zenodo.3839937