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The impact of Gender on Entrepreneurial Aspiration: A Study in Africa Biftu Mohammed, Niu Xiongying & Dagmawe Tenaw

The impact of Gender on Entrepreneurial Aspiration: A Study in Africa

Author (s)

Biftu Mohammed,  Niu Xiongying & Dagmawe Tenaw

Abstract

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This paper aims to identify the impacts of Gender on Entrepreneurial Aspiration (growth expectation, innovation, internationalization and industry preference) in Africa. We use data from the Global Entrepreneurship Monitor survey (GEM) which cover at least 2,000 individuals per year which comprises about 55 countries. After eliminating observations that are inconsistent or have critical missing values, we use a sample of 769 individuals. Generalized structural equation modeling was used to analyze the data. The finding of this study indicates that gender has a negative impact on entrepreneurial aspiration. Accordingly, women are less likely than men to have growth expectation for their firms. Similarly, women are less fortunate enough than men to internationalize their product or service. With regard to entrepreneur’s innovativeness it is measured in three different ways. As a result, the variance in measurement necessitated to have different results. Consequently, from competitors’ as well as technological perspectives women are less likely than men to have Innovation for their firm. While from potential customer’s consideration regarding their products’ or services’ newness or unfamiliar, the finding shows the opposite result. On the other hand, in terms of entrepreneurial industry preference, the study founds the opposite result that indicates entrepreneur’s industry preference will not differ by gender. Future studies should focuses on comparative analysis to compare with other emerging countries to examine the impact of gender on entrepreneurial aspiration and how they overcome the challenges that might faces. The finding of this study has implications for researcher and policymakers. This research will be contributed to the entrepreneurship literature by incorporating the impact of gender on entrepreneurial aspiration in Africa.

 Keywords: Gender, Africa, Entrepreneurial aspiration, Social role theory, innovation, growth expectation, internationalization, industry preference.

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Title: The impact of Gender on Entrepreneurial Aspiration: A Study in Africa
Author: Biftu Mohammed,  Niu Xiongying & Dagmawe Tenaw
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4641765
Media: Online & Print
Volume: 5
Issue: 7
Acceptance Date: 26/03/2021
Date of Publication: 27/03/2021
PDF URL: https://ijsab.com/wp-content/uploads/761.pdf
Free download: Available
Page: 1-20
First Page: 1
Last Page: 20
Paper Type: Research Paper
Current Status: Published

Cite This Article:

Biftu Mohammed,  Niu Xiongying & Dagmawe Tenaw (2021). The impact of Gender on Entrepreneurial Aspiration: A Study in Africa. International Journal of Science and Business, 5(7), 1-20. doi: https://doi.org/10.5281/zenodo.4641765

Retrieved from https://ijsab.com/wp-content/uploads/761.pdf

 

About Author (s)

Biftu Mohammed, (corresponding author), Business school, University of International Business and Economics, Chaoyang District, Beijing, P.R. China 100029. Email: biftu_moh15@yahoo.com

Professor Niu Xiongying, Business school, University of International Business and Economics, Chaoyang District, Beijing, P.R. China 100029. Email: niuxy@uibe.edu.cn

Dagmawe Tenaw, Economics Department, Dire Dawa University, Dire Dawa, Ethiopia, Email: dagmawe.tenaw@ddu.edu.et

 

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DOI: https://doi.org/10.5281/zenodo.4641765

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Digitalization as vehicle for Financial Institutions’ Growth and Effectiveness Emeka Okereke & Ufuoma Earnest Ofierohor

Digitalization as vehicle for Financial Institutions’ Growth and Effectiveness

Author (s)

Emeka Okereke & Ufuoma Earnest Ofierohor

Abstract

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This paper investigates empirically digitalization as a vehicle for innovation that brings about growth and effectiveness to deposit money banks in Nigeria. The data utilized for the study were sourced from Statistical Bulletin of Central Bank of Nigeria spanning from the period of 2010-2018. A documentary and econometrics technique were used for the study. Various analysis/test were conducted ranging from graphical regression analysis, test of stationarity, long-run relationship test, granger causality test to residual diagnostic tests. From the interpretation of empirical result of the study, it was discovered that digitalization has negative and significant influence on the growth and effectiveness of deposit money banks in Nigeria. Based on the findings of the study, it is recommended, among others, that Education and sensitization of customers on how to use the various mobile apps and other applications for transactions should be carried out and intensified by Deposit Money Banks (DMBs) and Central Bank of Nigeria (CBN) in other to reduce congestion in banking halls. DMBs and CBN should reduce transaction cost on automated teller machine (ATM), point-of-sale (POS) and mobile transfers, etc. in other to retain existing customers and encourage prospective ones without jeopardizing profitability, as more customers would be attracted to the bank because of digitalization innovation.

 Keywords: Digitalization, Deposit Money Bank, Bank Performance, Innovation, Effectiveness.

 

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Title: Digitalization as vehicle for Financial Institutions’ Growth and Effectiveness
Author: Emeka Okereke & Ufuoma Earnest Ofierohor
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4409698
Media: Online
Volume: 5
Issue: 1
Acceptance Date: 30/12/2020
Date of Publication: 02/01/2021
PDF URL: https://ijsab.com/wp-content/uploads/660.pdf
Free download: Available
Page: 105-114
First Page: 105
Last Page: 114
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Emeka Okereke & Ufuoma Earnest Ofierohor (2021). Digitalization as vehicle for Financial Institutions’ Growth and Effectiveness. International Journal of Science and Business, 5(1), 105-114. doi: https://doi.org/10.5281/zenodo.4409698

Retrieved from https://ijsab.com/wp-content/uploads/660.pdf

 

About Author (s)

Emeka Okereke, (corresponding author), Department of Finance and Banking, University of Port Harcourt, Nigeria.

Ufuoma Earnest Ofierohor, Department of Finance and Banking, University of Port Harcourt, Nigeria.

 

 

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DOI: https://doi.org/10.5281/zenodo.4409698