ISSN: IJSB: 2520-4750 (Online), 2521-3040 (Print) JSR : 2708-7085 (online)

Fostering Entrepreneurial Growth: The Impact of Institutional Credits

 Author (s)

Dr. Md. Anowar Hossain, Brazendra Nath Roy, Md. Ali Hasan, & Md. Shahadat Hossain

Abstract

This study is an attempt to find the role played by institutional credit for entrepreneurial growth in Bangladesh. Study is forwarded with 261 actual entrepreneurs selected on purposive convenience simple sampling method.  Collected data is analyzed using SPSS 18 and the result is depicted through descriptive tools and Pearson correlations. The study found positive impact of institutional credit support to entrepreneurship development. The study covers actual data from entrepreneurs and analyzed data irrespective of gender and difference of geographical diversity. Amount of credit or portion of credit in total capital have influence on the profitability and the study suggest a ceiling on using credit for entrepreneurial profit. Still fostering of entrepreneurial development may further be triggered by monitoring of credit activities by financial institutions. This study infers some useful insights for potential entrepreneurs, management of credit institutions and policy maker including future researchers. The study is concluded suggesting efficient monitoring of credit activities by financial institutions that can be ensured by concerned authority.

Keywords: Entrepreneurship, Institutional Credit, Entrepreneur, Development, Debt Capital Management, Reactiveness.

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Title: Fostering Entrepreneurial Growth: The Impact of Institutional Credits
Author: Dr. Md. Anowar Hossain, Brazendra Nath Roy, Md. Ali Hasan, & Md. Shahadat Hossain
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.58970/IJSB.2295
Media: Online & Print
Volume: 32
Issue: 1
Issue publication (Year): 2024
Acceptance Date: 25/01/2024
Date of Publication: 01/02/2024
PDF URL: https://ijsab.com/wp-content/uploads/2295.pdf
Free download: Available
Page: 65-73
First Page: 65
Last Page: 73
Paper Type: Research paper
Current Status: Published

 

Cite This Article:

Md. Anowar Hossain, Brazendra Nath Roy, Md. Ali Hasan, & Md. Shahadat Hossain (2024). Fostering entrepreneurial growth: the impact of institutional credit. International Journal of Science and Business, 32(1), 65-73. DOI: https://doi.org/10.58970/IJSB.2295

Retrieved from https://ijsab.com/wp-content/uploads/2295.pdf

 

About Author (s)

Dr. Md. Anowar Hossain (Corresponding author), Assistant Professor, Department of Business Administration, Bangladesh Army University of Science and Technology, Saidpur, Bangladesh.

 Brazendra Nath Roy, Assistant Professor, Department of Business Administration, Pundra University of Science and Technology, Bogura, Bangladesh.

Md. Ali Hasan, Assistant Professor, Department of Business Administration, Pundra University of Science and Technology, Bogura, Bangladesh.

 Md. Shahadat Hossain, Lecturer, Department of Business Administration, Bangladesh Army University of Science and Technology, Saidpur, Bangladesh.

 

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DOI: https://doi.org/10.58970/IJSB.2295

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