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Moving Towards the Socially Responsible Banking Through Green Banking Initiative: An Investigation on IBBL Mousumi Sultana

Moving Towards the Socially Responsible Banking Through Green Banking Initiative: An Investigation on IBBL

Author (s)

Mousumi Sultana

Abstract

Bangladesh is one of the climate change endangered countries in the world, having numerous disasters around the year due to its geographical location, low lying landscape, and a high amount of carbon emission. To overcome the adverse climate change impact, Bangladesh bank has directed all the banks sincerely and thoughtfully to adopt green banking practices for the betterment of the country. In particular, Green banking aims to choose environment-friendly banking practices for all banks and sustainable financing for its clients. The ground of the paper is to encourage green banking practice and explore its potentials in commercial banks where Islami Bank Bangladesh Ltd. (IBBL) is considered as an instance. The analysis of the paper is based on secondary data sources. In the data collection process, the last five consecutive years’ published data of IBBL’s green banking disclosure were taken into account. The study’s objective is to measure how effectively IBBL is performing its green banking obligation by analyzing and comparing each year’s value to the subsequent year. For the data analysis, the author has used MS Excel and a simple growth rate model. The study found a positive growth rate in direct green investment and CRF utilization of IBBL. However, the growth of the green marketing, awareness program and the bank’s utility consumption appeared with a negative growth rate. The study also resulted in IBBL’s inconsistent growth in waste management and renewable energy management. The overall performance of the green banking practice of IBBL for 2014 to 2018 was good. Therefore, it is expected that the banks will focus more on green banking issues to attain socially responsible banking to reduce environmental degradation.

Keywords: Green Banking, Socially Responsible Banking, Green Investment, IBBL, Bangladesh.

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Title: Moving Towards the Socially Responsible Banking Through Green Banking Initiative: An Investigation on IBBL
Author: Mousumi Sultana
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4293181
Media: Online
Volume: 4
Issue: 8
Acceptance Date: 25/11/2020
Date of Publication: 27/08/2020
PDF URL: https://ijsab.com/wp-content/uploads/585.pdf
Free download: Available
Page: 146-153
First Page: 146
Last Page: 153
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Mousumi Sultana (2020). Moving Towards the Socially Responsible Banking Through Green Banking Initiative: An Investigation on IBBL. International Journal of Science and Business, 4(8), 146-153. doi: https://doi.org/10.5281/zenodo.4293181

Retrieved from https://ijsab.com/wp-content/uploads/585.pdf

 

About Author (s)

Mousumi Sultana, Lecturer, Department of Business Administration, Varenra University, Rajshahi-6204, Bangladesh. E-mail: mou.mousumisultana@gmail.com.

 

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DOI: https://doi.org/10.5281/zenodo.4293181

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Impact of Trade Openness and Foreign Direct Investment on Child Labor; Evidence from Sub-Saharan African Countries Wani Nelson Waru

Impact of Trade Openness and Foreign Direct Investment on Child Labor; Evidence from Sub-Saharan African Countries

Author (s)

Wani Nelson Waru

Abstract

The purpose of this paper is to examine the impact of Trade Openness and Foreign Direct Investment on Child Labor; Evidence from Sub-Saharan Africa countries using a panel data from 1990 to 2017 for 32 countries. Using Generalized Methods of Moments (GMM) as the main estimating technique with robustness checks using two-stage least squares (2SLS) regression analysis to address the endogeneity that could cause the direction of the bias to be either positive or negative. This paper seeks to examine the underlying link between FDI, Trade Openness and child labor, which suggest essential implications for eradicating child labor’s policies for Sub-Saharan African Countries. This study found that trade openness is positively and significantly related to child labor. The possible explanation is that trade openness raises the output of the exportable sector and upsurges the demand for child labor as well as the child-wage. The openness of market amalgamation argues that globalization may increase the wages paid to increase the earnings opportunities of children in poor economies, thereby increasing child labor. As far as FDI is a concern, Foreign investors seem to be less interested in exploiting unskilled labor than is presumed by the conventional wisdom due to the fact that market size and market growth, political stability, and infrastructure are often as important, if not more important than low wages. The results fail to find that countries with low labor standards in general and a high incidence of child labor attract a greater inflow of Foreign Direct Investment. The study provides several implications for the policymaker on Trade openness and FDI on child labor and end by suggesting that rich countries should restrict the sale of goods from developing countries that lack or do not enforce child labor laws, effective policy against child labor is to promote the development of functioning credit markets in Sub-Saharan African countries and to facilitate access to these markets for poorer households.

 Keywords: Child labor, Trade Openness, Foreign Direct Investment, GMM.

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Title: Impact of Trade Openness and Foreign Direct Investment on Child Labor; Evidence from Sub-Saharan African Countries
Author: Wani Nelson Waru
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4289906
Media: Online
Volume: 4
Issue: 8
Acceptance Date: 23/11/2020
Date of Publication: 25/08/2020
PDF URL: https://ijsab.com/wp-content/uploads/584.pdf
Free download: Available
Page: 127-145
First Page: 127
Last Page: 145
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Wani Nelson Waru (2020). Impact of Trade Openness and Foreign Direct Investment on Child Labor; Evidence from Sub-Saharan African Countries. International Journal of Science and Business, 4(8), 127-145. doi: https://doi.org/10.5281/zenodo.4289906

Retrieved from https://ijsab.com/wp-content/uploads/584.pdf

 

About Author (s)

Wani Nelson Waru, School of International Trade and Economics, University of International Business and Economics (UIBE), China.  Email: waninelson26@yahoo.com

 

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DOI: https://doi.org/10.5281/zenodo.4289906

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Scrutinizing the complex relationship between Financial Development Gross Fixed Capital Formation and Economic Growth in Africa by adopting CCEMG and AMG estimation techniques Yusheng Kong, Easmond Baah Nketia, Stephen Kwadwo Antwi & Mohammed Musah

Scrutinizing the complex relationship between Financial Development Gross Fixed Capital Formation and Economic Growth in Africa by adopting CCEMG and AMG estimation techniques

Author (s)

Yusheng Kong, Easmond Baah Nketia, Stephen Kwadwo Antwi & Mohammed Musah

Abstract

­This paper explores the relationship between gross fixed capital formation, financial development, and economic growth in Africa. The study used 39 African countries from 1997 to 2017. The study adopted five financial development indicators. The study employed Augmented Mean Group and Common Correlated Effects Mean Group estimation techniques for the estimations. From the study, Bank Deposit to GDP is statistically significant, it has a negative effect on economic growth, and it shows dual causality, Bank Deposit is inadequate in Africa but significant to economic growth. Broad Money to GDP, Domestic Credit to GDP, and Credit to Private Sector to GDP are all statistically insignificant to growth. They also have negative influence on economic growth. Broad Money shows dual causality with growth while both Domestic Credit, and Credit to Private Sector displays one way causality from economic growth. Gross Domestic Savings to GDP is statistically insignificant and it has a positive bearing on growth, it has one-way causality from growth. Broad Money is very limited in Africa to the extent that, the funds available for domestic transactions are barely enough to have any impact on economic growth. Domestic banks and financial institutions hardly gives credit to private sector and government institutions, due to high risk factor. Gross fixed capital formation has a positive bearing on economic growth. It displays bi-directional causality with economic growth. Financial development does not have a blanket relationship with economic growth, but rather it depends on the type of financial development indicator being used.

 Keywords: Financial Development, Gross Fixed Capital Formation, Economic Growth, Africa, Relationship.

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Title: Scrutinizing the complex relationship between Financial Development Gross Fixed Capital Formation and Economic Growth in Africa by adopting CCEMG and AMG estimation techniques
Author: Yusheng Kong, Easmond Baah Nketia, Stephen Kwadwo Antwi & Mohammed Musah
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4282943
Media: Online
Volume: 4
Issue: 11
Acceptance Date: 17/11/2020
Date of Publication: 21/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/620.pdf
Free download: Available
Page: 160-174
First Page: 160
Last Page: 174
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Yusheng Kong, Easmond Baah Nketia, Stephen Kwadwo Antwi & Mohammed Musah (2020). Scrutinizing the complex relationship between Financial Development Gross Fixed Capital Formation and Economic Growth in Africa by adopting CCEMG and AMG estimation techniques. International Journal of Science and Business, 4(11), 160-174. doi: https://doi.org/ 10.5281/zenodo.4282943

Retrieved from https://ijsab.com/wp-content/uploads/620.pdf

 

About Author (s)

Yusheng Kong, PhD,  School of Finance and Economics, Jiangsu University, 301 Xuefu Road, Zhenjiang, Jiangsu Province, PR China. 212013.

Easmond Baah Nketia (corresponding author), School of Finance and Economics, Jiangsu University, 301 Xuefu Road, Zhenjiang, Jiangsu Province, PR China. 212013. Email: ebnketia@gmail.com

Stephen Kwadwo Antwi, School of Finance and Economics, Jiangsu University, 301 Xuefu Road, Zhenjiang, Jiangsu Province, PR China. 212013.

Mohammed Musah, School of Finance and Economics, Jiangsu University, 301 Xuefu Road, Zhenjiang, Jiangsu Province, PR China. 212013.

 

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DOI: https://doi.org/10.5281/zenodo.4282943

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Shifts in Consumer Behavior Due to Corona Pandemic: A Case of Tourism and Hospitality Sector in Bangladesh Nishat Nigar & Md. Rukon Miah

Shifts in Consumer Behavior Due to Corona Pandemic: A Case of Tourism and Hospitality Sector in Bangladesh

 

Author (s)

Nishat Nigar & Md. Rukon Miah

Abstract

­The study objective is to examine the shifts in consumer behavior during corona pandemic in tourism and hospitality sector in Bangladesh. Convenience type non-probability sampling is used in this research paper and sample size is 150 which are collected from students, teachers and service holders in Dhaka, and Cumilla district area. Descriptive statistics, five rating likert scale and paired sample t-test applied in this research paper to collect data and a focus group including 12 respondents is also created for gathering respondent’s opinions about the effect of corona pandemic on restaurants, transportations, hotels and motels. In light of research analysis this research finds that there is a shift in consumer behavior in tourism and hospitality sector due to corona pandemic. Home quarantine, lockdown, physical stress, government rules and regulations have immense impact on consumer’s income, consumption, visiting tourist spot due to COVID-19. The study also discloses that consumers are using mask in public places and they are not preferring to purchase foods from restaurant. The findings of this paper may help tourism and hospitality industry to overcome any current and also future pandemic situation. The study also discloses practical guidelines for the tourist, passengers, travelers, restaurants customers and owners and travel agencies to formulate progress of tactical decisions in any pandemic situations. This research might illustrates a frontier study, analytically investigate the potential impacts of COVID-19 on shifts in consumer behavior in tourism and hospitality sector in Bangladesh and how the tourism and hospitality sector  may respond to such shifts in the future.

 Keywords: Consumer Behavior, Tourism and Hospitality Sector, Corona Pandemic, Lockdown, Paired Samples T-Test.

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Title:

Shifts in Consumer Behavior Due to Corona Pandemic: A Case of Tourism and Hospitality Sector in Bangladesh

Author: Nishat Nigar & Md. Rukon Miah
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4282021
Media: Online & Print
Volume: 4
Issue: 12
Acceptance Date: 14/11/2020
Date of Publication: 20/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/631.pdf
Free download: Available
Page: 123-135
First Page: 123
Last Page: 135
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Nishat Nigar & Md. Rukon Miah (2020). Shifts in Consumer Behavior Due to Corona Pandemic: A Case of Tourism and Hospitality Sector in Bangladesh. International Journal of Science and Business, 4(12), 123-135. doi: https://doi.org/10.5281/zenodo.4282021

Retrieved from https://ijsab.com/wp-content/uploads/631.pdf

 

About Author (s)

Nishat Nigar, MBA, University of Rajshahi, Lecturer, Department of Marketing, Comilla University, Cumilla, Bangladesh. Email: nishatmkt09@gmail.com

Md. Rukon Miah (corresponding author), BBA student, Department of Marketing, Comilla University, Cumilla, Bangladesh. Email: rukon.mkt10@gmail.com

 

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DOI: https://doi.org/10.5281/zenodo.4282021

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Limit Pricing under Complete Information: A Theoretical Analysis of Mobile network Operators Hillary Ekisa Nambanga

Limit Pricing under Complete Information: A Theoretical Analysis of Mobile network Operators

 

Author (s)

Hillary Ekisa Nambanga

Abstract

­Limit pricing is a very interesting issue in industrial organization. This is a case where firms with market power, when faced with a threat of market entry, charge a very low price that is lower than their marginal cost for their products or services in order to prevent the entry of new potential competitors or prevent their smaller competitors from expanding their business.  This they do to protect their market dominance. After successfully deterring entry, the incumbent firms then revert to charging higher prices. Previous theoretical studies show that this strategy is viable in the presence of information asymmetry. Competition Authorities and other regulatory agencies treat limit pricing as anti-competitive and illegal. This research paper theoretically analyses limit pricing among telecommunications companies by way of linear demand equations within an oligopoly framework involving one dominant incumbent and fringe firms under complete information. The analysis proves that dominant firms can use their market power to engage in limit pricing in the absence of information asymmetry concerning the true operating costs among the incumbents. This finding is of great help to Competition Authorities and other policy makers in ensuring that dominant firms do not abuse their market power. This ensures fair competition among all the market players irrespective of their market share.

 Keywords: Limit Pricing, Complete Information, Dominant firms, Fringe firms, Entry deterrence.

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Title:

Limit Pricing under Complete Information: A Theoretical Analysis of Mobile network Operators

Author: Hillary Ekisa Nambanga
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4279149
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 14/11/2020
Date of Publication: 18/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/630.pdf
Free download: Available
Page: 115-122
First Page: 115
Last Page: 122
Paper Type: Literature Review
Current Status: Published

 

Cite This Article:

Hillary Ekisa Nambanga (2020). Limit Pricing under Complete Information: A Theoretical Analysis of Mobile network Operators. International Journal of Science and Business, 4(12), 115-122. doi: https://doi.org/10.5281/zenodo.4279149

Retrieved from https://ijsab.com/wp-content/uploads/630.pdf

 

About Author (s)

Dr. Hillary Ekisa Nambanga, School of International Trade and Economics, University of       International Business and Economics (UIBE), Beijing, China.

 

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DOI: https://doi.org/10.5281/zenodo.4279149

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Impact of Debt Capital on Firm’s Performance: A Study on the Textile Companies Listed in Dhaka Stock Exchange Limited (DSE) Quazi Nur Alam, Janifar Alam , Susmita Dev Burman & Md. Tanvirul Hoque

Impact of Debt Capital on Firm’s Performance:

A Study on the Textile Companies Listed in Dhaka Stock Exchange Limited (DSE)

Author (s)

Quazi Nur Alam, Janifar Alam , Susmita Dev Burman & Md. Tanvirul Hoque

Abstract

­The combination of a firm’s long-term debt, specific short-term debt, common equity, preferred equity and retained earnings which are used to finance its overall operations is known as capital structure and it is a vital financial decision as it is directly related to the risk and return of a firm. Inappropriate capital structure can lower the firm’s value as it incurs higher cost of capital while effective capital structure decision can do the opposite. A panel data set of ten years from 2010 to 2019 for the selected textile companies listed in Dhaka stock exchange has been used in this study. ROE and ROA are the dependent variables in the analysis, on the other side short-term debt to total assets and long-term debt to total assets are the proxy variables for debt capital. Age, sales growth is used as the control variables. Descriptive analysis, Correlation analysis, Hausman test and Panel Regression have been conducted to test the hypothesis. This study found that there is significant relationship between debt capital and firm performance. Short- term debt to the total asset is positively related to both profit measure ROE and ROA. In contrast, the other variable long-term debt has a negative association to the both ROE and ROA. The literature on this view also supports these findings as long-term debt costly and increases financial distress for the firms. According to the study result, long-term debt is statistically significant in determining the ROA and ROE.

 Keywords: Return on asset, Return on equity, Short term debt to total asset, Long term Debt to total asset.

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Title:

Impact of Debt Capital on Firm’s Performance: A Study on the Textile Companies Listed in Dhaka Stock Exchange Limited (DSE)

Author: Quazi Nur Alam, Janifar Alam , Susmita Dev Burman & Md. Tanvirul Hoque
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4277679
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 11/11/2020
Date of Publication: 17/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/629.pdf
Free download: Available
Page: 106-114
First Page: 106
Last Page: 114
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Alam, Q.N., Alam, J., Burman, S. D. & Hoque, M. T. (2020). Capital Structure and Firm’s Performance: A Study on the Selected Textile Companies Listed in Dhaka Stock Exchange (DSE). International Journal of Science and Business, 4(12), 106-114. doi: https://doi.org/ 10.5281/zenodo.4277679

Retrieved from https://ijsab.com/wp-content/uploads/629.pdf

 

About Author (s)

Quazi Nur Alam (corresponding author), Lecturer, University of Information Technology & Sciences, Dhaka, Bangladesh. Email: quazishihab79@gmail.com

Janifar Alam, Assistant Professor, University of Information Technology & Sciences, Dhaka, Bangladesh.

Susmita Dev Burman, Lecturer, University of Information Technology & Sciences, Dhaka, Bangladesh.

Md. Tanvirul Hoque,AVP and Head of Branch,Premier Bank Limited,Dhaka,Bangladesh.

 

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DOI: https://doi.org/10.5281/zenodo.4277679

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Analyzing Economic Growth and Its impact on Poverty Reduction in Africa Benjamin Korankye, Xuezhou Wen, Appiah Michael & Easmond Baah-Nketiah

Analyzing Economic Growth and Its impact on Poverty Reduction in Africa

Author (s)

Benjamin Korankye, Xuezhou Wen, Appiah Michael & Easmond Baah-Nketiah

Abstract

­This study currently examines some economic growth variables that interact to reduce poverty in West, East, South, Central, and North African.  The review uses panel data from 1998 to 2017 based on the unit root, co-integration, fully modified ordinarily least squares (FMOLS), and granger causality to effect estimations. The study examines the association between these variables of economic Growth received and how they affect poverty. The results find economic growth promotes certain aspects of poverty reduction with the size of population and employment has been a significant factor. The granger result shows the uniqueness of the variables with bi-direction running between gross domestic product and poverty, gross capital formation and broad money, population, and broad money, and population and poverty do not Granger cause each other in the long run.  It was in-line with most studies by other researchers that state these main variables has been very significant when it comes to poverty reduction in most developed countries. The study emphasized that, in the contest of Africa, these main variables helps to reduce poverty but at a minimal level.

 Keywords: Economic Growth, Poverty reduction, Population, Employment, Africa.

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Title: Analyzing Economic Growth and Its impact on Poverty Reduction in Africa
Author: Benjamin Korankye, Xuezhou Wen, Appiah Michael & Easmond Baah-Nketiah
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4277360
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 15/11/2020
Date of Publication: 17/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/628.pdf
Free download: Available
Page: 93-105
First Page: 93
Last Page: 105
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Benjamin Korankye, Xuezhou Wen, Appiah Michael & Easmond Baah-Nketiah (2020). Analyzing Economic Growth and Its impact on Poverty Reduction in Africa. International Journal of Science and Business, 4(12), 93-105. doi: https://doi.org/10.5281/zenodo.4277360

Retrieved from https://ijsab.com/wp-content/uploads/628.pdf

 

About Author (s)

Benjamin Korankye (corresponding author), School of Management, Jiangsu University, Zhenjiang 212013, China. Email:benjamin.korankye@yahoo.com

Xuezhou Wen (corresponding author), School of Business, Jiangnan University, Wuxi 214122, China. Email: xzhwen@jiangnan.edu.cn

Michael Appiah, School of Finance Jiangsu University, Zhenjiang 212013, China.

Easmond Baah-Nketiah, School of Finance Jiangsu University, Zhenjiang 212013, China.

 

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DOI: https://doi.org/10.5281/zenodo.4277360

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Problems and Global Challenges of Small and Medium Enterprises (SMEs) in Iran Naz Abdulkareem Arif & Moha Asri Bin Abdullah

Problems and Global Challenges of Small and Medium Enterprises (SMEs) in Iran

Author (s)

Naz Abdulkareem Arif &  Moha Asri Bin Abdullah

Abstract

­The development and prosperity of Small and Medium Enterprises (SMEs) are crucial to the development agenda of any economy in the world, be it in developed or developing countries. This is especially so for Muslim countries, most of which fall under low-income countries. Literature is replete with the roles and importance of Small and Medium enterprises in the development of any nation. These include, among others, the creation of employment, source of innovation, export generation, income generation, poverty alleviation, and the source of future medium and large enterprises. There isn’t a unanimous definition of SMEs anywhere in the world, and Muslim countries are not an exception. Thus, there exist various definitions of SMEs in Muslim countries. Small and Medium Enterprises have been defined traditionally based on several indexes: number of employees; amount invested; total assets; sales turnover and production capacity. However, the definition based on the number of employees is common in most of the Muslim nations. The SMEs sectors in Iran play a very vital role in economic development and entrepreneurship growth because the SMEs sector is private. In this paper, we find that the main causes of the problems and issues of the SMEs sector are based on a lack of entrepreneurship talents and training because of the factors hindering innovation. We try to find out the role of government-based training institutes and as well as semi-government institutes in entrepreneurship development in the SMEs sector in Iran.

 Keywords: Small and Medium Enterprises (SMEs), Iran Country, Problems and Global Challenges, Muslim nations.

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Title: Problems and Global Challenges of Small and Medium Enterprises (SMEs) in Iran
Author: Naz Abdulkareem Arif &  Moha Asri Bin Abdullah
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4271136
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 06/11/2020
Date of Publication: 13/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/627.pdf
Free download: Available
Page: 80-92
First Page: 80
Last Page: 92
Paper Type: Research Paper
Current Status: Published

 

Cite This Article:

Naz Abdulkareem Arif &  Moha Asri Bin Abdullah (2020). Problems and Global Challenges of Small And Medium Enterprises (SMEs) in Iran. International Journal of Science and Business, 4(12), 80-92. doi: https://doi.org/10.5281/zenodo.4271136

Retrieved from https://ijsab.com/wp-content/uploads/627.pdf

 

About Author (s)

Naz Abdulkareem Arif (corresponding author), Business Administration Department, Technical College of Administration, Duhok Polytechnic University, Iraq. email: naz.arif@dpu.edu.krd

Moha Asri Bin Abdullah, Kulliyyah of Economics and Management Sciences, IIUM Gombak Campus, Kuala Lumpur, Malaysia

 

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DOI: https://doi.org/10.5281/zenodo.4271136

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Estimate Household’s Willingness to Pay for Improved Tap Water Quality in Duhok Province Naz Abdulkareem Arif

Estimate Household’s Willingness to Pay for Improved Tap Water Quality in Duhok Province

Author (s)

Naz Abdulkareem Arif

Abstract

­Clean tap water is the general problem facing households in Duhok province due to the poor infrastructure in the tap water supply system. This paper deals with a contingent valuation method (CVM) of improvement in the drinking water quality, based on the household’s perception of the tap water quality and relevant health risk avoidance behavior. It contains different factors to analyze, such as factors that determine the household’s willingness to pay (WTP) for recovering the quality of tap water. As well as individual avoidance expenditure undertaken by the households to prevent health risk from the tap water consumption. A survey has been collected from 300 participants in Duhok province (Duhok Polytechnic University). The results present the household’s satisfaction of payment to recover the quality of tap water. The main results are:  about 58% of the respondents are willing to pay, and 42% are not willing to pay for improving water quality. In addition, the results of the regression showed that two factors affect willingness to pay; both are knowledge about water quality and avoidance behavior.

 Keywords: water quality, willingness to pay (WTP), contingent valuation method (CVM), households and Duhok province.

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Title: Estimate Household’s Willingness to Pay for Improved Tap Water Quality in Duhok Province
Author: Naz Abdulkareem Arif
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4271123
Media: Online
Volume: 4
Issue: 11
Acceptance Date: 06/11/2020
Date of Publication: 13/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/619.pdf
Free download: Available
Page: 152-159
First Page: 152
Last Page: 159
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Naz Abdulkareem Arif (2020). Estimate Household’s Willingness to Pay for Improved Tap Water Quality in Duhok Province. International Journal of Science and Business, 4(11), 152-159. doi: https://doi.org/10.5281/zenodo.4271123

Retrieved from https://ijsab.com/wp-content/uploads/619.pdf

 

About Author (s)

Naz Abdulkareem Arif, Business Administration Department, Technical College of Administration, Duhok Polytechnic University. Email: naz.arif@dpu.edu.krd

 

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DOI: https://doi.org/10.5281/zenodo.4271123

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Exploring the Impact of Environmental Degradation on Life Expectancy in Bangladesh: An ARDL Bounds test Approach Saddam Hossain, Mt. Ayesha Siddika, Israt Jahan Koly & Khaleda Akter

Exploring the Impact of Environmental Degradation on Life Expectancy in Bangladesh: An ARDL Bounds test Approach

Author (s)

Saddam Hossain, Mt. Ayesha Siddika, Israt Jahan Koly & Khaleda Akter

Abstract

Environmental degradation affects the health status of many people all over the world. Bangladesh is one of the most polluted countries, and every year 96,000 children died before reaching their fifth birthday because of environmental pollution. The present study has attempted to explore the pollution effect on the life expectancy of Bangladesh by analyzing the annual data from 1974 to 2014. The study has relied on the ARDL bounds test for checking the long-run association that can allow the admixture of I(0) and I(1) series (but inapplicable for I(2) series). The study scrutinized the unit root problems by running the widely used Augmented Dickey-Fuller (ADF) test. Besides, other essential tests associated with the ARDL, like the normality test, serial correlation test, heteroskedasticity test, model specification test, and parameter stability test were also performed. The study found a significant negative impact of environmental degradation on life expectancy both in the short- and long-run. Therefore, the study suggests the proper implementation of environmental protection laws and regulations.

 Keywords: Environmental degradation, life expectancy, Bangladesh, ARDL bounds test.

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Title: Exploring the Impact of Environmental Degradation on Life Expectancy in Bangladesh: An ARDL Bounds test Approach
Author: Saddam Hossain, Mt. Ayesha Siddika, Israt Jahan Koly & Khaleda Akter
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4266173
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 06/11/2020
Date of Publication: 10/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/626.pdf
Free download: Available
Page: 69-79
First Page: 69
Last Page: 79
Paper Type: Research Paper
Current Status: Published

 

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Saddam Hossain, Mt. Ayesha Siddika, Israt Jahan Koly & Khaleda Akter (2020). Exploring the Impact of Environmental Degradation on Life Expectancy in Bangladesh: An ARDL Bounds test Approach. International Journal of Science and Business, 4(12), 69-79. doi: https://doi.org/10.5281/zenodo.4266173

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About Author (s)

Saddam Hossain, M. SC., Department of Economics, Jahangirnagar University, Savar, Dhaka-1342, Bangladesh.Email: khaleda.nur.econju@gamil.com

Mt. Ayesha Siddika, MSS student, Department of Economics, Bangabandhu Sheikh Mujibur Rahman Science and Technology University, Gopalganj-8100, Bangladesh.

Israt Jahan Koly, MSS student, Department of Economics, Bangabandhu Sheikh Mujibur Rahman Science and Technology University, Gopalganj-8100, Bangladesh.

Khaleda Akter (corresponding author), Lecturer, Department of Economics, Pabna University of Science and Technology, Pabna-6600, Bangladesh.

 

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DOI: https://doi.org/10.5281/zenodo.4266173

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E-Banking in United Arab Emirates: Understanding the Innovation and the Impact of Its Adoption Besar Ibrahim Mohammed

E-Banking in United Arab Emirates: Understanding the Innovation and the Impact of Its Adoption

Author (s)

Besar Ibrahim Mohammed

Abstract

Advent and development of technology have brought a lot of advancement to businesses and business transactions around the world; the banking sector and other financial institutions across the world should however not be left out of the benefits of technological development. Electronic banking is an innovative development that has brought a dynamic service operation in the banking sectors. Internet banking has brought a reliable and fast service for customers’ convenience. It has also been embraced in developed and underdeveloped countries, making the innovation a worldly accepted one. The United Arab Emirates (UAE), with one of the best economies in the Middle East, is one of the countries that have embraced electronic banking over the years. The study aims to understand the pattern of electronic banking transactions in the UAE, the customers’ reasons for adoption and non-adoption of the system, as well as the challenges facing electronic banking in the UAE. The study equally aims to understand security, trust, compatibility, physical contact, and computer education as a factor for its adoption and non-adoption of electronic banking.

 Keywords: e-banking, internet banking, UAE, mobile banking, online banking.

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Title: E-Banking in United Arab Emirates: Understanding the Innovation and the Impact of Its Adoption
Author: Besar Ibrahim Mohammed
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4250035
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 03/11/2020
Date of Publication: 06/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/625.pdf
Free download: Available
Page: 62-68
First Page: 62
Last Page: 68
Paper Type: Short Review
Current Status: Published

 

Cite This Article:

Besar Ibrahim Mohammed (2020). E-Banking in United Arab Emirates: Understanding the Innovation and the Impact of Its Adoption. International Journal of Science and Business, 4(12), 62-68. doi: https://doi.org/10.5281/zenodo.4250035

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About Author (s)

Besar Ibrahim Mohammed, Department of Accounting, Paytaxt Private Institute, Irbil, Iraq.

 

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DOI: https://doi.org/10.5281/zenodo.4250035

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State of Art Survey for Significant Relations between Cloud Computing and Distributed Computing Yousif Sufyan Jghef & Subhi R. M. Zeebaree

State of Art Survey for Significant Relations between Cloud Computing and Distributed Computing

Author (s)

Yousif Sufyan Jghef & Subhi R. M. Zeebaree

Abstract

Cloud computing plays a significant role in the world of computers. It is a modern technology that provides a fast access mechanism, expandable, reliable, and provides user specific-facilities such as software services and infrastructure. Through the Internet, the user can access resources wherever they are, so this technology is beneficial in their daily lives. Cloud services provided by the cloud (SAAS, PAAS, IAAS) enable the user to access programs and the platform. Security is the main problem facing the cloud, so people think that using the cloud and its services is not safe, as there is no guarantee of stored information. Distributed computing is a computer division that explores distributed systems, and a distributed system is a system. That exists on computers connected to the network to be communicated through messages passed between each other. Using distributed computing systems has increased due to lower hardware costs and advances in computer network technologies. Distributed computing systems provide the potential for better efficiency and sharing of resources. This article will give a brief overview of cloud history computing, its evolution, advantages, and security aspects, as well as the history of distributed computing, its structure, applications, benefits, and disadvantages.

 Keywords: Cloud Computing, Distributed System, SAAS, PAAS, IAAS.

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Title: State of Art Survey for Significant Relations between Cloud Computing and Distributed Computing
Author: Yousif Sufyan Jghef & Subhi R. M. Zeebaree
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4237005
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 01/11/2020
Date of Publication: 03/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/624.pdf
Free download: Available
Page: 53-61
First Page: 53
Last Page: 61
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Yousif Sufyan Jghef & Subhi R. M. Zeebaree (2020). State of Art Survey for Significant Relations between Cloud Computing and Distributed Computing. International Journal of Science and Business, 4(12), 53-61. doi: https://doi.org/ 10.5281/zenodo.4237005

Retrieved from https://ijsab.com/wp-content/uploads/624.pdf

 

About Author (s)

Yousif Sufyan Jghef (corresponding author), College of Engineering and Computer Science – Lebanese French University.

Subhi R. M. Zeebaree, Duhok Polytechnic University Presidency.

 

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DOI: https://doi.org/10.5281/zenodo.4237005

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The impact of Central Bank Independence and Transparency on Inflation in Sub-Saharan Africa Kyalisiima Prisca & Yang Jun

The impact of Central Bank Independence and Transparency on Inflation in Sub-Saharan Africa

Author (s)

Kyalisiima Prisca & Yang Jun

Abstract

This study seeks to examine the impact of central bank independence and transparency on inflation in sub-Saharan Africa (SSA). The role of central banks is to maintain price stability in the economy. Many scholars have independent and transparent writings due to the image of the Central Banks. On the other hand, other scholars have made clear the negative effects of high inflation as the main macroeconomic indicator used in this paper. In practice, some current studies have concluded that central bank independence and transparency lead to macroeconomic performance (low inflation). Empirical use of regression and analysis is performed for 15 sub-Saharan African countries with data for the period 1998–14 using panel fixed effects model. This paper contributes to research by exploring more than central bank independence as used by many scholars, and adds to literature about Central Bank Independence in Sub Saharan Africa. The results of this research study show that central bank independence and transparency (participant term; CBI_Transp) are statistically significant at 95%, so central bank independence and transparency go hand in hand; reducing inflation in sub-Saharan Africa. From the regression output, we conclude that the interactive variable and the single variables have positive coefficients, which is contrary to the main neoclassical theory used in this paper.

 Keywords: Central Bank Independence, Transparency, Inflation, Sub-Saharan Africa.

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Title: The impact of Central Bank Independence and Transparency on Inflation in Sub-Saharan Africa
Author: Kyalisiima Prisca & Yang Jun
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4235704
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 01/11/2020
Date of Publication: 03/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/623.pdf
Free download: Available
Page: 38-52
First Page: 38
Last Page: 52
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Kyalisiima Prisca & Yang Jun (2020). The impact of Central Bank Independence and Transparency on Inflation in Sub-Saharan Africa. International Journal of Science and Business, 4(12), 38-52. doi: https://doi.org/10.5281/zenodo.4235704

Retrieved from https://ijsab.com/wp-content/uploads/623.pdf

 

About Author (s)

Kyalisiima Prisca (corresponding author), Ph.D Candidate, School of International Trade and Economics, University of International Business and Economics (UIBE), Beijing, China. Lecturer in the Department of Banking and Finance, Mountains of the Moon University, Fort Portal, Uganda.

Prof. Yang Jun, PhD., School of International Trade and Economics, University of International Business and Economics (UIBE), Beijing, China.

 

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DOI: https://doi.org/10.5281/zenodo.4235704

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Design and Optimization of Bus Booking System using Dijkstra’s algorithm Agubata, Immaculate Chidinma, Dr.Mohamed Kharrat, Onyedeke, Obinna Cyril, Dr. Modesta Ezema, Okwueze Chisom Nneoma

Design and Optimization of Bus Booking System using Dijkstra’s algorithm

Author (s)

Agubata, Immaculate Chidinma, Dr.Mohamed Kharrat, Onyedeke, Obinna Cyril, Dr. Modesta Ezema, Okwueze Chisom Nneoma

Abstract

It is very clear that people spend so much time in a bus station or park due to the fact that some empty buses will be wasting time in a particular station, while commuters will wait for the bus in another station of the same transport company. This is a web-based application that will manage the scheduling of buses in all bus terminals of a transport company. With this software, an administrator can manage bus station or terminals departure time, routes, vehicle type and driver including the cashier(s) for the terminals. Passengers will also be able to view schedules and make plans for a trip. This project was borne out of the need to enable bus transport companies to manage their bus schedules to avoid scarcity of buses in some terminals where they are needed whereas at other bus stations of the same transport company there are empty buses. Different scheduling algorithms can be adopted for bus scheduling system but Dijkstra algorithm was chosen to enable us to determine the shortest route to a bus station where there is bus scarcity. This aim is achieved through the use of object-oriented methodology. PHP and JavaScript are the programming languages harnessed while HTML and CSS are used for the user interface.

 Keywords: Dijkstra’s algorithm, web-based, scheduling of buses, station.

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Title: Design and Optimization of Bus Booking System using Dijkstra’s algorithm
Author: Agubata, Immaculate Chidinma, Dr.Mohamed Kharrat, Onyedeke, Obinna Cyril, Dr. Modesta Ezema, Okwueze Chisom Nneoma
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4232573
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 16/10/2020
Date of Publication: 03/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/622.pdf
Free download: Available
Page: 21-37
First Page: 21
Last Page: 37
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Agubata, Immaculate Chidinma, Dr.Mohamed Kharrat, Onyedeke, Obinna Cyril, Dr. Modesta Ezema, Okwueze Chisom Nneoma (2020). Design and Optimization of Bus Booking System using Dijkstra’s algorithm. International Journal of Science and Business, 4(12), 21-37. doi: https://doi.org/ 10.5281/zenodo.4232573

Retrieved from https://ijsab.com/wp-content/uploads/3094.pdf

 

About Author (s)

Agubata, Immaculate Chidinma, Department of Computer Science University of Kairouan, Tunisia. Email: agubatachidimma@gmail.com

Dr.Mohamed Kharrat, higher institute of computer science and management, university of kairouan, Tunisia. Email: Mohamed.kharat@gmail.com

Onyedeke, Obinna Cyril (corresponding author), Department of Computer Science University of Kairouan, Tunisia. Email: Obinna046@gmail.com

Dr. Modesta Ezema , Department of Computer Science University of Nigeria, Nsukka. Email: Modesta.Ezema@unn.edu.ng

Okwueze Chisom Nneoma, Department of Computer Science University of Kairouan,  Tunisia. Email: nneoma@gmail.com

 

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DOI: https://doi.org/10.5281/zenodo.4232573

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Changing South Sudan Currency: A Best policy or Blunder? First thing Fist, Trust and Confidence, Destructive Announcement and Institutional Capability Alier Maker Ghai Duk

Changing South Sudan Currency:

A Best policy or Blunder?

First thing Fist, Trust and Confidence, Destructive Announcement and Institutional Capability

Author (s)

Alier Maker Ghai Duk

Abstract

This article focus mainly on alternative policy mechanism as opposed to the government plan to change national currency as it lack the solutions to core economic problems facing South Sudan economy today. For example, hyperinflation, unemployment, poor investment climate, low aggregate GDP and GDP per capita, corruption and economic sabotage. The way out of these economic phenomenon has been elaborated beyond mere statement in the article, and these includes investment in both private and public sector, agricultural productivity to create food surplus in the country as well as fixing the exchange rate in order to reduce spread between the black market rate and official rate. The important of fixing exchange rate as a starting point is to enable necessary conditions to make South Sudan attractive for investment in order to increase productivity and purchasing power of local currency, restore orderly market mechanism, improve livelihoods, sustained rapid economic recovery efforts and mitigate uncertainty and marker risks. The paper has also express concerns over institutional weakness to handle this costly project in terms of cost of minting and printing of new currency to invalidation and monitoring of counterfeit money during the process. Additionally, the article recommends that South Sudan should closed potential channels through which money leave the country, by reviewing the employment percentages of foreign based nongovernmental organizations and industries, their mode of payment and make sure that all payments in the country are made in local currency. These also include government payments to foreign nationals and companies. Furthermore, government must demonstrate strong position against corruption as South Sudan rank worse at 179 out of 180 most corrupt countries in the world and 180 out of 190 countries where doing business is not easy. This is embarrassing and contradiction to the idea of making South Sudan attractive for the investment. The paper view currency change plan as dangerous economic blunder than a solution.

 Keywords: Currency, Policy, Blunder, productivity, investment, institutions, announcement and corruption.

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Title: Changing South Sudan Currency: A Best policy or Blunder? First thing Fist, Trust and Confidence, Destructive Announcement and Institutional Capability
Author: Alier Maker Ghai Duk
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4231786
Media: Online
Volume: 4
Issue: 12
Acceptance Date: 14/10/2020
Date of Publication: 03/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/621.pdf
Free download: Available
Page: 1-20
First Page: 1
Last Page: 20
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Alier Maker Ghai Duk (2020). Changing South Sudan Currency:  A Best policy or Blunder? First thing Fist, Trust and Confidence, Destructive Announcement and Institutional Capability. International Journal of Science and Business, 4(12), 1-20. doi: https://doi.org/ 10.5281/zenodo.4231786

Retrieved from https://ijsab.com/wp-content/uploads/621.pdf

 

About Author (s)

Alier Maker Ghai Duk, PhD student, Finance, University of International Business and Economics (UIBE), Beijing, China.

 

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DOI: https://doi.org/10.5281/zenodo.4231786

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The Antecedents and Outcomes of Brand Relationship Quality and Customer Engagement Andam Jamal

The Antecedents and Outcomes of Brand Relationship Quality and Customer Engagement

Author (s)

Andam Jamal

Abstract

Nowadays, hotels need further efforts to grow new streams of income as rivalry is penetrating and new visitors are difficult to confirm at a mature phrase. It is vital for hotel managers to recognize additional concerning customer engagement with brand, to recognize what the antecedents of these kind of engagements are, and to distinguish what consequences they are able to achieve from customer engagement. The study aimed to investigate the background and result of brand relationship quality and customer engagement at hotels industry in the Northern of Iraq.  Quantitative Research used in the current study. Quantitative Research is conclusive in its purpose as it tries to quantify the problem and understand how prevalent it is by looking for projectable results to a larger population. According to the ministry of tourism, 3 million people visited Erbil on 2018. the authors have used online sample calculator to measure my sample size, according to that I have found that the authors need to distribute 400 questionnaires, but the authors received 353 valid questionnaires. The authors applied a simple regression analysis to measure research hypotheses, the findings revealed that the highest value and most effective concerning measuring the background and result of brand relationship quality and customer engagement at hotels industry in the Northern of Iraq, was first hypothesis which stated that  Hotel stay related membership benefits of loyalty program positively influence Brand relationship quality. In contrast, the lowest value was for second hypothesis which stated that Non-Hotel stay related membership benefits of loyalty program positively influence customer engagement.

 Keywords: Service quality, brand relationship quality, customer engagement, loyalty, Word of mouth, hotels.

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Title: The Antecedents and Outcomes of Brand Relationship Quality and Customer Engagement
Author: Andam Jamal
Journal Name: International Journal of Science and Business
Website: ijsab.com
ISSN: ISSN 2520-4750 (Online), ISSN 2521-3040 (Print)
DOI: https://doi.org/10.5281/zenodo.4172726
Media: Online
Volume: 4
Issue: 11
Acceptance Date: 20/10/2020
Date of Publication: 01/11/2020
PDF URL: https://ijsab.com/wp-content/uploads/618.pdf
Free download: Available
Page: 131-151
First Page: 131
Last Page: 151
Paper Type: Research article
Current Status: Published

 

Cite This Article:

Andam Jamal (2020). The Antecedents and Outcomes of Brand Relationship Quality and Customer Engagement. International Journal of Science and Business, 4(11), 131-151. doi: https://doi.org/10.5281/zenodo.4172726

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About Author (s)

Andam Jamal, Business Administration, Faculty of Economics and Administrative Sciences, Cyprus International University, Haspolat Campus, Northern Cyprus via Mersin 10, Turkey.

 

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DOI: https://doi.org/10.5281/zenodo.4172726